Financing Options
The Pool Factory is pleased to offer financing options for a new or replacement above ground pool build. Financing through one of the 3 options below gives you several choices, depending on the size of the loan and the length of payment terms desired.
PayPal Credit
Enjoy No Payments and No Interest if paid in full in 6 months on purchases of $99 or more when you checkout with PayPal and choose PayPal Credit.
Affirm
Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 12 - 48 months.
*Rates from 10-36% APR over 12-48 months based on creditworthiness and purchase amount. In cases of partial approval, a down payment may be required. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Offer subject to change at any time. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.
LightStream, A Division of SunTrust Bank
All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.
When you have good to excellent credit, you've earned a low rate on a swimming pool loan* from our financing partner LightStream, the nation's premier online consumer lender and a division of SunTrust Bank.You can pay for everything related to your pool or spa project with the proceeds of your LightStream loan. You can also expect:
You can finance all aspects of your swimming pool or spa project with a LightStream loan, including:
*All loans are subject to credit approval by LightStream. If approved, your APR will be based on loan purpose, amount, term and your credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
2You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
3After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. LightStream and SunTrust teammates do not qualify for the Loan Experience Guarantee.
SunTrust Bank is an Equal Housing Lender. © 2017 SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.